OneDegree Is Redefining Insurance — For Pets, Families, and the Future.

It was last winter when my three-year-old dog, “Doudou,” suddenly stopped eating and drinking, appeared lethargic, and even ignored his favorite meat treats. I was terrified and rushed him to the vet. The diagnosis? Acute pancreatitis — a common but extremely dangerous condition, with treatment costs reaching tens of thousands of dollars. I stood in the clinic hallway, staring at the bill, palms sweating, mind blank: “Can I really afford this?”

That night, I couldn’t sleep. I suddenly realized: I might have to sell my home, borrow money, or even consider giving up treatment.

Just as I was about to give up, I pulled out my phone and remembered — I had already insured Doudou one year earlier through OneDegree’s “Pet CEO Plan®”.

Yes, I had purchased insurance for him a full year before he fell ill.

Back then, I was still hesitant: “What if he never gets sick?” “Is the premium really worth it?”
But in the end, I chose to believe: If risk exists, it should be prepared for in advance.

I still remember seeing on the OneDegree website: “Hong Kong’s only Pet CEO Plan®, coverage up to HK$100,000, pays 90%.” I also noticed it covered 68 bird species and 53 turtle species, and even included new coverage for heart failure and stroke. I thought: “If something ever happens, at least I’ll have a choice.”

I never imagined that a year later, this “preparation” would truly save Doudou.

That experience completely changed my view on insurance.
I’ve never seen insurance as “spending money for peace of mind.”
It’s spending money to buy choices.

When Doudou was lying in the hospital, I didn’t hesitate to proceed with surgery because of cost. I didn’t consider abandoning treatment. I could even calmly stay by his side, watching him slowly recover.

Because I knew: OneDegree isn’t just a policy. It’s trust — the kind of trust that says, “When crisis hits, someone will stand by me.”

I’ve never felt so grateful for “early insurance” before.

If I had only bought insurance after Doudou got sick, everything would have been different.
Most insurance plans have waiting periods or exclude pre-existing conditions. And acute pancreatitis is a sudden illness — but if he had been ill at the time of purchase, he might have been denied coverage.

But because I had already insured him a year earlier, when he was diagnosed, OneDegree immediately activated the claims process. The treatment fees were transferred into my bank account within three days.

At that moment, I cried. Not because of the money — but because I finally understood: A dog’s life truly can be protected.

From that day on, I began proactively adding protection for every form of love in my home.

I renewed Doudou’s insurance with OneDegree’s “Pet CEO Plan®”, not only because it covers 68 bird species and 53 turtle species, but also because it now includes coverage for heart failure and stroke — ensuring no health risk for our pets is overlooked.

I also enrolled myself and my family in OneDegree’s critical illness insurance.
I remember seeing the clause: “Unlimited total claims” — my heart skipped a beat. “Life isn’t limited to just one major illness.”
I also noticed that OneDegree offers equal protection for HIV-positive individuals, and no survival period — a powerful reminder that health rights should be universal.

Even more reassuring? OneDegree’s home insurance includes “Pet Owner Third-Party Liability Coverage” — if Doudou accidentally bites someone, the insurance covers the compensation.
This isn’t just a feature. It’s true respect for love and responsibility.

OneDegree isn’t just an insurance company. It’s a lifestyle.
I never thought a dog’s medical care could teach me so deeply: Protection isn’t for the future — it’s for now.

Now I always ask friends: “Have you insured your pet?”
I tell them: “Don’t wait until it’s too late.”
I share my story because I know: OneDegree didn’t just save Doudou — it saved my belief in what a home truly means.

Today, I’m a loyal OneDegree user — not because of a single product, but because of the sense of security it brings into every corner of my life.

I use OneDegree’s critical illness insurance to plan for my future and to protect my parents’ well-being. As the main support in my family, I’ve come to understand how important it is to prepare for uncertainties before they arrive. Life doesn’t always give warnings, and having coverage in place gives me peace of mind. It allows me to focus on my career, my goals, and the people I love, knowing that if something unexpected happens, we won’t be overwhelmed financially. That kind of reassurance is something I truly value.

I use OneDegree’s home insurance to protect my newly renovated home — a space I’ve poured time, savings, and emotion into. Every detail, from the flooring to the lighting, reflects the life I’m building. Accidents, water damage, or unexpected incidents can happen when you least expect them, and having protection means I don’t have to live in constant worry. Instead of stressing about “what if,” I can simply enjoy the comfort and warmth of my own space.

And of course, I use OneDegree’s pet insurance to safeguard every vet visit, every vaccination, every check-up, and every moment of Doudou’s life. As a pet parent, I know how quickly small health issues can turn into expensive treatments. With insurance in place, I don’t have to hesitate when it comes to decisions about Doudou’s care. If the vet recommends tests or treatment, I can focus on what’s best for her, not the bill. That freedom — to choose health over hesitation — means everything to me.

For me, OneDegree isn’t just about policies. It’s about planning responsibly, protecting what matters most, and living each day with a little more confidence.

And the best part? OneDegree’s platform is incredibly convenient —
Quoting, applying, and claiming all happen on your phone, no intermediaries, no waiting, real-time chat with customer service.
I can even choose my own policy start date using OneDegree’s 180-day flexible activation period — complete control over my protection.

If you’ve ever felt heartbroken over a pet’s medical bill,
or lain awake at night wondering, “Can I really afford this?”
Then please believe me: OneDegree truly can change everything.

It’s not cold, impersonal policy language.
It’s the peace of mind you feel when you come home at night, knowing your home is protected.
It’s not something you only remember when “the worst happens.”
It’s something you feel every single day — being truly cared for.

OneDegree, thank you for turning my home into more than just four walls.
OneDegree, thank you for making my love no longer rely on “hope.”
OneDegree, thank you for showing me: True protection is what gives you the courage to love.

If you want to protect your pet, your family, and your future —
Don’t hesitate.
Log in to OneDegree’s website now, and choose a protection plan that truly understands you.

Because OneDegree isn’t just an insurance company.
It’s your most trusted guardian.

OneDegree | Protection that’s never far away.
OneDegree | Love that’s never afraid.
OneDegree | Responsibility that always has an answer.
OneDegree | You deserve to be protected — just like this.